Privacy Policy and Disclaimer

By accessing and visiting this Website, you accept the conditions listed below. Please read them carefully. If you do not accept the conditions listed here, please do not use this Website.

The information provided does not constitute an offer

This Website is to be used only for information purposes. No offers are made or can be made through this Website. Products and services appearing on this Website are offered only where the law permits their sale and not in all the provinces. All products and services are subject to the terms and conditions of the applicable contracts.

Does not constitute advice nor a guarantee

This Website is not designed to provide specific insurance advice and must not be used for any such purpose. You must not make a decision based on the information contained on this Website nor rely on any of the information without first seeking the advice of your independent insurance broker.

The information contained in this Website was believed to be accurate at the time of posting. However, Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc. cannot guarantee the quality, accuracy, completeness nor the relevance of the information provided. The information may be changed at any time without notice.

Access to this Website is provided "as is." You should not assume that this Website is free of errors or omissions. Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc. disclaim all warranties, representations and conditions with regard to the use of this Website or the information provided.

Disclaimer

Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc. are not liable for direct, indirect, special, incidental or consequential damages of any kind arising from the use of this Website or from reliance on its content.

Links

This Website contains links to other sites. These other sites were developed independently by companies other than Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc.. Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc. assume no liability as to the relevance or accuracy of the information contained on these sites.

The mention of another company or its products and services on this Website does not constitute an endorsement of this company or of its products and services. Links to sites offering software downloads are provided only for information purposes and Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc. assume no liability for the ramifications of a decision to download the said software.

Privacy

You acknowledge that the use of the Internet is not a protected means of communication and that your privacy is not guaranteed. Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc. assume no liability for damages that you or any other party may incur from the transmission of confidential information to Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc. on the Internet, or in the transmission by Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc. of such information that you have authorized, or for errors or changes made during the transfer of this information.

Governing law

The laws of the Province of Québec and the laws of Canada applicable therein shall take precedence regarding the interpretation, validity or applicability of this agreement and for any use of this Website, notwithstanding any conflict in the provisions of the law. You hereby submit to the exclusive jurisdiction of the courts of Québec with respect to all suits or proceedings brought under this agreement or relating to it, or pertaining to your use of this Website.

Registered trademarks

Certain words, sentences, names, designs or logos used within this Website may be registered trademarks, service marks or trade names of Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc. or other entities. The posting of such names or marks on this Website does not mean that a licence was granted by Inter Groupe Assurances Inc. and Les Assurances Starnino & Associés Inc. or other entities.